Karlan Tucker Reviews Downside Protection

“Take control of your assets and secure downside protection in a volatile world.”

When it comes to the stock market, we’ve all been taught to buy low and sell high. In reality, as Karlan Tucker reviews thousands of portfolios, he has seen that few people actually do this because the market is a roller coaster of emotions. When you’re losing money you want to get out and when you’re making money you want to stay. John Bogle, founder of Vanguard Mutual funds says that the two greatest enemies of investors are emotions and fees. We agree, and would add a third – no downside protection in a volatile world.

When the stock market rises, it’s like a tide coming in and all investments go up. You may not need a financial advisor in a rising market. Your advisor should earn his or her pay buy protecting your investments from a falling market, to protect you from giving back your gains. After all, it’s not what you make, it’s what you keep that matters. As Karlan Tucker reviews client portfolios he asks, “did your advisor prevent you from giving back your gains and losing money in the last market decline in 2007-2009?”

Tools are available to financial advisors today that can prevent the loss of your savings. Protect your investments with stop-loss orders or fixed indexed annuities that will never allow for a market loss.

Karlan Tucker Reviews Financial Advising

“If you want to quit your J-O-B, you need I-N-C-O-M-E.”

How expensive has it been for you to possibly work with an advisor who hasn’t protected your life savings? Does your current advisor protect the 90,000 hours you will have worked by age 65? As many have learned the hard way, if you lose it, it can take years to get it back again. Be sure you turn your 401(k)s and savings into income. Karlan Tucker reviews retirement portfolios and says that income is the outcome that matters in retirement because we spend income, not assets.

Who will sign your paychecks in retirement? We know Uncle Sam will sign your social security check, but that’s not enough to live on. Who will sign your other checks? Are they reliable for 20 or 30 years of retirement? Many years ago our pensions were taken away from us in favor of 401(k)s and now American’s second largest asset after the equity in their home is their 401(k). You need to take control of it and turn it into your personal, private pension. Our firm can help you do that and we can help you get the greatest income from your portfolio, income that is sustainable for life and never runs out.


Karlan Tucker, is Founder and CEO, Financial Fiduciary of Tucker College Solutions.  He’s a 5-star wealth manager and financial fiduciary, Karlan has been helping families retire comfortably for over 30 years. Himself a parent trying to save for retirement, while paying for 3 children to go to college, Karlan recognizes that families need personalized help to navigate these challenges. Tucker College Solutions delivers this personalized help, serving hundreds of Colorado families with customized college planning and comprehensive retirement income planning. Karlan’s leadership and love of learning provides innovation to Tucker College Solutions that is keeping our clients in control of their future.